Defence Housing Authority Lahore File Rates Update – February 13, 2026
Residential & Commercial Allocation & Affidavit Prices in PKR & USD
If you’re planning to invest in DHA files—whether for short-term profit or long-term holding—this detailed price update will help you understand the latest Allocation and Affidavit file rates in PKR and USD across major DHA projects including Phase 10 (Phase X), Phase 7, Phase 9, Phase 9 Town, Phase 13, DHA Gujranwala, and DHA Quetta.
This updated guide is ideal for local investors, overseas Pakistanis, real estate agents, and serious buyers looking for authentic DHA file rates as of February 13, 2026.
📍 DHA Lahore Phase 10 (Phase X) File Rates
Phase 10 (Phase X) is currently one of the most demanded future development phases of DHA Lahore.
🏢 Commercial Files (4 Marla)
| Type | Price (PKR) | Price (USD) |
| Allocation | 12,800,000 to 13,300,000 | 45,714 to 47,500 |
| Affidavit | 13,500,000 to 14,000,000 | 48,214 to 50,000 |
🏠 Residential Files
5 Marla
- Allocation: PKR 2,500,000 (USD 8,928)
- Affidavit: PKR 2,800,000 (USD 10,000)
8 Marla
- Allocation: PKR 3,400,000 (USD 12,142)
- Affidavit: PKR 3,250,000 – 3,800,000 (USD 11,607 – 13,571)
10 Marla
- Allocation: PKR 4,400,000 (USD 15,714)
- Affidavit: PKR 4,700,000 – 4,900,000 (USD 16,785 – 17,500)
1 Kanal
- Allocation: PKR 8,100,000 (USD 28,928)
- Affidavit: PKR 8,900,000 – 9,000,000 (USD 31,785 – 32,142)
2 Kanal
- Allocation: PKR 23,500,000 (USD 83,928)
- Affidavit: PKR 24,000,000 – 24,500,000 (USD 85,714 – 87,500)
📍 DHA Lahore Phase 7 File Rates
🏢 Commercial 4 Marla
- Allocation: PKR 12,900,000 (USD 46,071)
- Affidavit: PKR 14,700,000 (USD 52,500)
🏠 Residential
- 5 Marla Allocation: PKR 3,040,000 (USD 10,857)
- 5 Marla Affidavit: PKR 3,550,000 (USD 12,678)
- 7 Marla Allocation: PKR 4,200,000 (USD 15,000)
Phase 7 remains attractive due to its partially developed status and commercial activity.
📍 DHA Lahore Phase 9 File Rates
🏢 Commercial 4 Marla
- Allocation: PKR 18,000,000 (USD 64,285)
- Affidavit: PKR 19,000,000 (USD 67,857)
🏠 Residential
- 5 Marla Allocation: PKR 3,550,000 (USD 12,678)
- 5 Marla Affidavit: PKR 4,000,000 (USD 14,285)
- 10 Marla Allocation: PKR 8,500,000 (USD 30,357)
- 1 Kanal Allocation: PKR 12,000,000 (USD 42,857)
📍 DHA Lahore Phase 9 Town File Rates
🏢 Commercial 4 Marla
- Allocation: PKR 21,500,000 (USD 76,785)
- Affidavit: PKR 22,500,000 (USD 80,357)
🏠 Residential 5 Marla
- Allocation: PKR 5,025,000 (USD 17,946)
- Affidavit: PKR 5,400,000 (USD 19,285)
Phase 9 Town commercial files are currently among the most expensive due to high development ratio and business demand.
📍 DHA Lahore Phase 13 File Rates
- 5 Marla Allocation: PKR 2,000,000 (USD 7,142)
- 10 Marla Allocation: PKR 2,950,000 – 3,400,000 (USD 10,535 – 12,142)
- 1 Kanal Allocation: PKR 5,700,000 (USD 20,357)
Phase 13 is considered an affordable entry-level investment opportunity.
📍 DHA Gujranwala File Rates
- 5 Marla Allocation: PKR 1,900,000 (USD 6,785)
- 10 Marla Allocation: PKR 3,500,000 (USD 12,500)
- 1 Kanal Allocation: PKR 6,200,000 (USD 22,142)
📍 DHA Quetta File Rates
- 5 Marla Affidavit: PKR 1,110,000 (USD 3,964)
- 10 Marla Affidavit: PKR 1,475,000 (USD 5,267)
- 20 Marla Barcode Allocation: PKR 2,510,000 (USD 8,964)
- 2nd Ballot Kanal Allocation: PKR 2,450,000 (USD 8,750)
DHA Quetta offers one of the lowest entry prices among DHA projects.
🔎 Allocation vs Affidavit Files – What’s the Difference?
Allocation File
- Issued after initial booking
- Lower risk compared to affidavit
- Usually slightly cheaper
Affidavit File
- Early-stage file before formal allocation
- Higher profit potential
- Slightly higher risk
- Usually priced higher in developed phases
Smart investors choose based on risk appetite and holding period.
📈 Why Invest in DHA Files in 2026?
- Rapid development in Phase 10
- Commercial demand rising in Phase 9 & 9 Town
- Affordable entry in Phase 13
- Overseas Pakistani-friendly transfer policies
- Strong resale market liquidity
DHA projects historically show steady appreciation compared to many other societies.
❓ Frequently Asked Questions (FAQ)
1️⃣ What is the safest DHA file to buy in 2026?
Allocation files in Phase 10 and Phase 9 are considered relatively safer.
2️⃣ Which phase has highest growth potential?
Phase 10 (Phase X) and Phase 13 are currently growth-focused investment options.
3️⃣ Can overseas Pakistanis buy DHA files?
Yes. Overseas buyers can purchase DHA files through authorized dealers and embassy-attested documentation.
4️⃣ What is better: Allocation or Affidavit?
If you want lower risk → Allocation
If you want higher potential return → Affidavit
5️⃣ Are DHA file prices negotiable?
Yes, market-driven rates fluctuate daily depending on demand.
6️⃣ How can I verify file authenticity?
Always verify from DHA office or deal through an authorized DHA real estate company.
📞 Contact for Latest Daily Updates
Islam Estate®️ (DHA Authorized Company)
Buy | Sell | Rent – Residential & Commercial Property in DHA
📱 Call / WhatsApp: Faraz – 0321-4000646
🌐 Website: http://DhaRealEstate.pk
For updated daily DHA file rates, investment guidance, and safe transactions, feel free to contact anytime.
Defence Housing Authority Lahore
Defence Housing Authority Lahore (DHA Lahore) is a major residential and commercial development in Lahore, Pakistan. Managed by the Pakistan Army, it is known for its planned infrastructure, security, and modern urban design, catering primarily to military personnel and the upper middle class.
Key facts
- Founded: 1975 (formalised under Pakistan Army Welfare Trust)
- Location: Lahore, Punjab, Pakistan
- Total area: Over 31 square kilometres (multiple phases)
- Governing body: Defence Housing Authority
- Primary purpose: Residential and commercial real estate development
Development and planning
DHA Lahore was established to provide quality housing for army personnel but expanded to include civilians. It is divided into multiple phases, each with residential plots, commercial zones, schools, parks, and mosques. The society follows a master-planned grid layout with regulated construction and utilities, including underground electricity and modern sewage systems.
Urban features
The authority emphasises high living standards, security, and green spaces. Its road network, gated access, and dedicated maintenance teams distinguish it from unplanned urban areas. Phases 5, 6, and 8 are particularly noted for upscale residences and commercial centres such as Y Block and Main Boulevard.
Economic and social impact
DHA Lahore significantly influences Lahore’s real estate market, driving property values and investment trends. It also contributes to urban sprawl and suburbanisation, with strong demand from expatriates and local investors. The area hosts reputable schools, healthcare facilities, and retail outlets, making it one of Pakistan’s most desirable addresses.
Governance and administration
The Defence Housing Authority operates under the Pakistan Army’s administrative framework but functions as an autonomous legal body. It maintains its own municipal services, building regulations, and property registration system, ensuring consistent infrastructure standards and long-term sustainability.
